December is taking it’s toll on our family pocketbook. Can you relate? But the good news is that January 2018 can be a fresh start on the budget. In fact, since we will all have new fun toys, clothes, and other miscellaneous gifts, we plan to work on gratitude by having a no-spend month in January. We have never tried that before, but I think we can pull it off. It helps to have a clear goal in mind – for us it is saving for kids’ college.
How is your family budget? Are you making goals and sticking to them? Debt repayment? Savings? I have just completed these printables to whip any family budget into shape.
Here’s the run-down on this set of type-in or write-in printables in my Etsy Shop:
▶︎▶︎ Budget Planner Cover Sheet (front and back)
▶︎▶︎ Budget Spine Labels
1″, 1 1/2″, and 2″ sizes included
▶︎▶︎ Cash Envelope printables, cut along the lines and fold. Tape or glue to complete the cash envelopes.
▶︎▶︎ Monthly Household Budget
Type in your household budget or print and write in
▶︎▶︎ Bill Payment Calendar
Type or write your bills in on their due date
▶︎▶︎ Monthly Spending Tracker
This is an improved-on checkbook register. Type or write in transactions, budget categories, account balance, and budget category total for the month. Also check off the box when a bill is paid, track the bill on the bill tracker.
▶︎▶︎ Monthly Bill Tracker
Space to type or write the name of each bill, the date due, and for each month of the year a space to write the amount (for variable bills) and a checkbox when paid.
▶︎▶︎ Savings Tracker
Type or write savings goals, along with deposits and a running balance for each saving account.
▶︎▶︎ Donations Tracker
Type or write in donations for the year
▶︎▶︎ Subscriptions Tracker
Type or write in paid subscriptions
▶︎▶︎ Annual Budget Summary
Type or write income, expense, debt payment, and savings for each month to track yearly spending
▶︎▶︎ Credit Card Record
Type or write in credit card information for each card owned
▶︎▶︎ Debt Snowball or Avalanche
Type or write in debts and monthly balances in the “snowball” (smallest to largest balance) or “avalanche” (largest to smallest interest) to track debt paydown
▶︎▶︎ Debt Repayment Tracker
Type or write in detailed debt tracking information for each amount owed.
▶︎▶︎ Quarterly Net Worth Record
Type or write in financial information to get an accurate picture of the household net worth, with bar graph
▶︎▶︎ One-month No Spend Tracker
Kickstart debt payoff or savings by severely limiting spending for an entire month. Set a limit on what you will / will not spend on for the month, and then track each day zero dollars are spent
▶︎▶︎ Upcoming Expense Planner
Type or write in upcoming out-of-the-ordinary expenses for each month of the year to keep them in budget
Head over to my Etsy Shop to check them out!