December is taking it’s toll on our family pocketbook. Can you relate? But the good news is that January 2018 can be a fresh start on the budget. In fact, since we will all have new fun toys, clothes, and other miscellaneous gifts, we plan to work on gratitude by having a no-spend month in…
Budgeting
Why we are “house hacking” our way into real estate investment
We are in the throes of moving into a new home and getting our current house ready for our buyers. It’s exhausting, but also exciting! We spent several months over the winter searching for our dream home for our family here in our city. Finally we came to the realization that we don’t know if this city…
Get your finances under control with sinking funds, Family Budget Series Part 4
How to get your finances under control with sinking funds Strength and dignity are her clothing, and she laughs at the time to come. Proverbs 31:25 I have to admit, I have a lot to learn from the Proverbs 31 woman who was prepared for the future. For instance, when the snow flies I typically start…
Budgeting Using Every Dollar (or other Apps) – Family Budget Series
Budgeting using Every Dollar (or other Apps) I instantly loved Every Dollar, Dave Ramsey’s budgeting app. It is one of the apps on my phone that I use regularly (P.S. This is not a sponsored post). Every Dollar charges a $99 fee to download my bank transactions directly into their app, which I find to be worth it. In…
The 5 Musts of a Cash Envelope System – Family Budget Series, part 3
How the Cash Envelope System cut down our spending If you haven’t ever landed on the perfect way to budget, I can relate! I have tried many different budgeting techniques during our 13 years of marriage. The most visual budget I have used is the cash envelope system. Since we got married, we have flipped back and forth…
